Equis Financial is a large IMO located in North Carolina that focuses on Final Expense and Mortgage Protection, but offers all types of insurance contracts. They have good lead programs with the ability to take lead costs from $1-$2 a piece with a guaranteed two-month reassessment of commission levels, depending on production. The one thing we didn’t like about Equis is that they start new agents off at 70% contracts, which is low – considering that street-level commissions typically start at 100% for Final Expense. There are many FE IMOs that can offer amazing training and leads (perhaps not quite this cheap), with higher than street-level commissions.
